About Us
 The B. Titus Rutt Insurance Agency, Inc. opened its doors to the residents of Mount Joy in 1935. Originally founded by Benjamin Titus Rutt, the company is now operated by Jamie Rutt, the grandson to Titus.
B. Titus Rutt worked as Orchard Manager for Milton Hershey in the early 1930's. It was during this time, Titus began selling insurance from his home to help supplement his orchard income for his growing family of six. In 1935, Titus started a full-time in the insurance business, and moved his family to the Mount Joy area. Titus wore many hats in his years of service. not only did he help spread the risk by selling insurance, but also prepared taxes, provided financial advice, and was elected mayor of Mount Joy in the late 1950's.
Titus's son, James (Jim) Rutt, received an honorable discharge from the Army National Guard in the early 1960's. After leaving the military Jim began helping his father sell and deliver policies to customers all across Lancaster and the surrounding counties. In 1963, Jim was reviewing an auto policy for a farmer in Dauphin County. Jim noticed the farmer’s daughter had traded her 1960 Corvette on a 1963 Ford Thunderbird. Jim thought, I need to meet that girl! After delivering the policy, Jim boldly asked the farmer’s daughter, Cynthia Zell, on a date. Cindy accepted and she and Jim hit it off. In September of 1964, Jim and Cindy married and built a home in Hummelstown, right on the edge of her father's farm.
In 1991, Jim’s son Jamie graduated from Pensacola Christian College with a degree in Accounting. Jamie was offered an accounting job in Seattle, but could not find peace about accepting the offer. Jamie found his purpose while reading Jesus' reply to a question in Luke chapter 2 “How is it that ye sought me? Would you not that I must be about my Father’s business?” The words “my Father’s business” resonated with Jamie and he determined that God would have him work in the family insurance agency...his Father’s business, following the footsteps of his father and grandfather. Four days after graduation, Jamie started at the agency.
In 2010, Jamie was named President of the Corporation and became the 3rd generation owner in this longstanding family business. Since 1990, the agency has nearly doubled in size and has acquired several other small agencies. Throughout the years Rutt Insurance has continued to represented many stable, longstanding, customer oriented companies. In 2001, Rutt Insurance joined Keystone Insurer’s Group (KIG). As a member of KIG, Rutt Insurance is able to maintain their independent status, yet gain access to an every growing marketplace of specialty insurance.
In all these years, God’s hand of blessing has been upon the agency. We hear time and time again of a major claim that was avoided because of God’s grace in helping someone see the smoke while walking by, or finding the problem at just the right time…or avoiding the car that would have surely claimed their lives. We thank God for His protection and blessings, and we look forward to serving you and asking God to bless you with His safety and protection as well.
Whether you are looking to insure your home, auto, business, farm, life, motorcycle or boat, the Rutt Insurance Agency will provide excellent customer service and furnish you with the best coverage at a competitive price. Contact us today and become part of the Rutt Insurance family.
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